We Build Personalized Pensionizer Portfolios & Save Income Seekers Some Serious Money with Flat Fee For Sharp People @ Pensionize Me Services and Designed Securities Limited Wealth Management Firm.
get 20/20 clarity in 20 minutes. scroll down. zoom in. cut the fees. optimize taxes. see how much you can save . boost your monthly income.
Wealth Management
Comprehensive strategies to grow, protect, and optimize your financial assets.
Retirement Planning
Family Wealth
Financial Education
Lower Taxes and Flat Fee For Sharp People.
Maximize your retirement with tailored advice and professional management. We’ll help you choose investments, optimize contributions, and grow your retirement with confidence.
Registered Accounts: Net Income Planning.
Click & Try RRSP, Fee and RRIF Calculators.
Book a 20 minute free no obligation Zoom chat. Find out how to save thousands, Boost your Retirement Income without adding more risk. Talk to Ray Dragunas in Person or on Zoom.Â
Simple Pension Style Fee Structure
| Asset Level | Annual Fee | Effective % |
|---|---|---|
| Up to $250K | $3,500 (min) | 1.40% at $250K |
| $400K | $4,000 | 1.00% |
| $500K | $5,000 | 1.00% |
| $750K | $7,500 | 1.00% |
| $1M–$2M | $9,000 | 0.90% at $1M |
| $2M+ | $9,000 + 0.15% | Declining % |
All fees are before HST. Trading commissions are additional; PensionizeMe does not receive a benefit from trading costs. Fees may be tax deductible for certain accounts.
Custom
We focus on helping RRSP and RRIF account owners to regain control of locked retirement money and save our clients from losing hard earned funds "by default".
We understand that financial planning isn’t one-size-fits-all. Our advisors work closely with you to build a financial strategy that meets your specific goals, whether you’re focused on retirement, saving for your children’s education, or simply building wealth for the future.Â
ARE YOU "RETIREMENT READY" OR NOT ? BOOK A ZOOM CHAT AND FIND OUT IN 20 MINUTES
Talk to Pensionizer Portfolio Manager Ray Dragunas. Keep your wealth safe by avoiding “unforced retirement errors” and losing money unintentionally and unknowingly. Our investment income management services focus on creating diversified portfolios tailored to your financial goals and made to optimize cost and taxes. We apply strategy and tactics focusing on proper management and defensive approach to managing RRSP & RRIF assets. Â
Who We Work With
Retirees
Pre Retirees
Business Owners
Families
I have been working with Ray for about five years now managing my investment portfolios. There are a few things that stand out with Ray and the service I receive.
First, being independent Ray is not restricted to any specific proprietary product. He can access a variety of investments that are helping meet my family’s goals and objectives. Second, he is focused on generating income with an eye on capital preservation and tax efficiency, which so far has been successful. Finally, his approach to fees leaves more money in my accounts to grow over the long term.
– Dvai Ghose, Retired Head of Global Research, Canaccord Genuity
Ray and his team have been incredibly supportive through the process of learning about how different investments work, and getting started into finding a way to successfully invest in our future. I would recommend anyone considering learning more about investments all the way to seasoned professionals to work with this amazing and knowledgeable team. The expertise and support I’ve received have been invaluable. From investment advice to retirement planning, every recommendation has been tailored to my needs.
– Christina King